Credit Insurance

"Atradius have always been very professional and understand our commercial decisions. They listen to us and allow us to work with account managers who are accessible and pay attention to our needs and our business.

Robert Maslin, General Manager Credit, Elders

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With Atradius Credit Insurance you can trade with confidence and explore new markets or products, knowing that your business is protected against credit risk such as the insolvency of your customers.

By assuring your cash flow with Credit Insurance, you may enjoy a range of benefits including:

  • increased access to finance, as we can provide your bank with the reassurances they need when extending finance to you
  • gaining a competitive advantage in your market through identifying opportunities as well as risks
  • a reduction in your bad debt provision and, in turn a healthier balance sheet
  • the confidence to seek out new markets and customers and benefit from the growth this may bring

 

Atradius has products for all business’, no matter how big, small or complex. The table below provides a guide for which product may best suited to your business.

Product Your Turnover (currency) Key Features
Modula > $5 million
  • Insurance against risk of non-payment as a result of your customer’s insolvency or inability to pay
  • Cover for domestic and export trade
  • Cover based on ‘building blocks’ which can be extended to risks outside your customers’ control such as currency exchange problems, war, political intervention, natural disasters, and terrorism
  • As the policy is tailored to your specific requirements, it is as cost effective as possible
  • Simple administration: with clear pricing, online policy management and expert support always available, you can focus on your business, not your insurance
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Modula First < $5 million
  • Up front fixed premium
  • Simplified overdue reporting
  • Reduced policy excess of $3,000
  • Instant credit check decisions
  • 90% of invoice value (less policy excess)
  • Cover your normal trading receivables up to $100k
  • Domestic trade only (buyers in Aust. & NZ
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Media Policy > $500k
  • Tailored specifically for the unique requirements of the media and marketing communications industry
  • Not only covers services invoiced, but also the value of work in progress
  • Provides cover for management fees and;
  • Cover for non-cancellable forward media commitments
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Global Multinationals

Designed for multinational clients, Atradius Global sees your business as a whole while providing on-the-ground local support that mirrors your own geographical reach and multilingual policies.

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Special Products POA

The Special Products Unit provides the best of both worlds for our policyholders. It enables your business to benefit from our expertise and data intelligence as a world leading credit insurer, as well as the enhanced flexibility and innovation of our political risk market products. 

Our Special Products policy wording is tailored to meet the needs of individual risks and to respond to the evolving economic and geopolitical environment.

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© Atradius N.V. 2004 - 2018

Disclaimer

The statements made herein are provided solely for general informational purposes and should not be relied upon for any purpose. Please refer to the actual policy or the relevant product or services agreement for the governing terms. Nothing herein should be construed to create any right, obligation, advice or responsibility on the part of Atradius, including any obligation to conduct due diligence of buyers or on your behalf. If Atradius does conduct due diligence on any buyer it is for its own underwriting purposes and not for the benefit of the insured or any other person. Additionally, in no event shall Atradius and its related, affiliated and subsidiary companies be liable for any direct, indirect, special, incidental, or consequential damages arising out of the use of the statements made information herein.